Current Rates

Loan Amount	Program	Points	Credit

Last Update:	Wednesday, March 10, 2010	Broker /Origination Fee:	0.000%
Lock Period:	30 days	Loan Amount:	$200000

these are retail rates

30 Year Fixed

RATE	PAYMENT	POINTS %	POINTS ($)	APR	FEES
4.625 %	$1,028.28	1.471 %	$2,942.00	4.782%	$2,102.50	APPLY ONLINE
4.750 %	$1,043.29	0.598 %	$1,196.00	4.831%	$2,102.50	APPLY ONLINE

20 Year Fixed

RATE	PAYMENT	POINTS %	POINTS ($)	APR	FEES
4.625 %	$1,278.83	1.471 %	$2,942.00	4.840%	$2,102.50	APPLY ONLINE
4.750 %	$1,292.45	0.598 %	$1,196.00	4.860%	$2,102.50	APPLY ONLINE

15 Year Fixed

RATE	PAYMENT	POINTS %	POINTS ($)	APR	FEES
4.000 %	$1,479.38	0.630 %	$1,260.00	4.142%	$2,102.50	APPLY ONLINE

7/1 ARM

RATE	PAYMENT	POINTS %	POINTS ($)	APR	FEES
3.750 %	$926.23	0.531 %	$1,062.00	3.883%	$2,102.50	APPLY ONLINE

FHA 30 Year Fixed

RATE	PAYMENT	POINTS %	POINTS ($)	APR	FEES
4.500 %	$1,013.37	1.146 %	$2,292.00	4.627%	$712.50	APPLY ONLINE

FHA 15 Year Fixed

RATE	PAYMENT	POINTS %	POINTS ($)	APR	FEES
4.000 %	$1,479.38	0.157 %	$314.00	4.072%	$712.50	APPLY ONLINE

VA 30 Year Fixed

RATE	PAYMENT	POINTS %	POINTS ($)	APR	FEES
4.500 %	$1,013.37	1.146 %	$2,292.00	4.627%	$712.50	APPLY ONLINE

VA 15 Year Fixed

RATE	PAYMENT	POINTS %	POINTS ($)	APR	FEES
4.000 %	$1,479.38	0.157 %	$314.00	4.072%	$712.50	APPLY ONLINE

20% down payment assumption
Credit (FICO) Assumption: Excellent = 720, Good = 640, Fair = 580
Please Read the Following:
Rates, points and programs cannot be guaranteed on this web site because rates, fees, APR, and other costs are subject to individual borrower's credit score, loan-to-value, loan purpose, loan amount, and rapid fluctuations in market conditions. Maximum Loan amount for a conforming loan is $417,000. Loan amounts in excess of $417,000 are considered Jumbo loans. Rates and APR's are based on amounts of $200,000 for Conforming Loans and $500,000 for Jumbo Loans. This is not an advertisement for credit as defined by paragraph 226.24 of regulation Z.

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